Editorial and sourcing policy

Sources and examples

We prioritize primary sources such as VA, IRS, CFPB, and other responsible agencies for rules and program information. Illustrative calculations are labeled as examples. Readers should confirm time-sensitive rules and amounts with the responsible organization.

Research and review

AI tools may assist research, organization, and drafting. New material and substantive revisions enter an editorial review before publication. A named reviewer and review date are shown when that review has been recorded; an original publication date alone is not a claim of recent verification.

Updates and corrections

We preserve original publication dates and distinguish material revisions from routine formatting changes. Sources can change after an article is reviewed. If a claim or calculator looks wrong, report the page and the issue.

Commercial relationships

Any paid placement or commission relationship must be clearly disclosed with the relevant recommendation. Payment is not evidence that a product is suitable for every reader.