Financial calculators

Quick, browser-only calculators for common personal finance decisions. These are estimates, not financial advice.

Compound interest

Estimate how savings could grow with monthly contributions.

Projected balanceEnter values

Debt payoff

Estimate payoff time and interest using a fixed monthly payment.

Assumptions and worked example

Payoff estimateEnter values

Emergency fund

Compare your current savings to a target expense cushion.

Funding gapEnter values

Debt-to-income ratio

Estimate a debt-to-income ratio from monthly debts and income.

Assumptions and worked example

DTIEnter values

50/30/20 budget split

Translate monthly income into needs, wants, and savings targets.

Assumptions and worked example

Monthly targetsEnter values

VA loan payment estimate

Quick principal-and-interest estimate for a VA loan scenario.

Assumptions and worked example

Estimated P&IEnter values

Mortgage extra principal payoff

See how an extra monthly principal payment can shorten a mortgage and reduce interest.

Payoff impactEnter values

Car buying vs leasing

Compare a loan payment with a lease payment. Taxes, fees, insurance, maintenance, mileage charges, and resale value are excluded.

ComparisonEnter values

Retirement growth

Estimate long-term account growth from current and monthly contributions.

Projected balanceEnter values