Dollar Feeder field guide

VA loan payment calculator

Estimate principal and interest with an adjustable financed funding fee, then plan for costs outside the loan payment.

VA loan payment estimate

Quick principal-and-interest estimate for a VA loan scenario.

Assumptions and worked example

Estimated P&IEnter values

What is included

This tool assumes a fixed interest rate and a funding fee financed into the loan. Home price minus down payment, plus the selected fee, is the amount amortized. The default rate is an illustration, not a current loan offer.

Check the funding fee

The fee depends on the loan and borrower circumstances. Some borrowers are exempt. Enter zero only when an exemption or fee treatment has been verified; otherwise use the rate confirmed for your transaction.

Plan the full housing cost

Add property taxes, homeowners insurance, association dues, maintenance, and any other applicable costs separately. Closing costs and cash needed at settlement are not included.

Illustration

A $240,000 price with $12,000 down leaves $228,000 before any financed fee. At an illustrative 6% over 30 years and a 0% fee, principal and interest are about $1,367 monthly. Your approved terms may differ.

Read the funding-fee guide and the first-home checklist.

Source: VA funding fees and closing costs.

Educational estimate. Calculations run in your browser; the values are not submitted to Dollar Feeder.